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Wealth management

Helping you safeguard what matters most

Life is not just about building wealth, its about making sure your money works for you, your family, and your future. At The Penny Group, we take a holistic approach to wealth management, bringing together financial planning, investments, pensions, retirement, estate planning, and savings into one clear strategy.

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Wealth management
Why wealth management matters

Managing wealth can feel overwhelming without expert support. Tax rules, market changes, and life events all have an impact on your finances. A tailored wealth management plan gives you confidence that everything is working in harmony – from growing your portfolio to protecting your legacy.

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How we help

We will work with you to understand your goals and build a long-term strategy that balances growth with security. We use tools such as cash flow modelling to model different life scenarios: from major investments or purchases to retirement. This visual planning process makes it easy to understand your financial position and adapt your strategy when life changes.

Our advisers provide ongoing guidance, adjusting your plan as life changes, so your financial future stays on track.

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Who is wealth management for?

Wealth management is for individuals and families who want a joined-up approach to managing their finances. It is particularly valuable if your financial affairs are becoming more complex or you want reassurance that everything is working together.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

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Planning for life events

Wealth management supports you through major milestones such as:

  • Growing or protecting significant wealth
  • Business ownership or succession planning
  • Approaching retirement
  • Supporting future generations
  • Managing assets later in life

It adapts as your priorities and circumstances change.

How wealth management works with other services

Wealth management brings together financial planning, investment management, pensions, retirement planning, estate planning, and savings plans into one cohesive strategy. This holistic approach ensures nothing is overlooked and your financial decisions remain aligned to your long-term goals.

Explore our financial planning services

Financial planning

Investment management

Pensions

Retirement planning

Estate planning

Savings plans

Frequently asked questions

It covers everything from investments and pensions to tax planning, savings strategies, and passing wealth to future generations. We bring all areas together so nothing is left to chance.

Yes, investments are just one part of the bigger picture. Wealth management ensures your money is aligned to your life goals, with the right balance between risk, growth, and protection.

Not at all. Whether you’re building savings, planning retirement, or managing significant assets, our tailored advice ensures you make the most of your money.

Financial planning sets the strategy, while wealth management puts it into action through investment, tax, and estate advice.

Typically once or twice a year, but we tailor reviews to your needs and preferences.

It ensures every part of your financial life, from investments and pensions to tax planning and protection, works together. This joined-up approach reduces gaps, overlaps, and missed opportunities.

Meet your advisers

Our expert team is on hand to help with your financial planning

Adam Roberts Andy Wilmot Arnie Arnese Barrie Roberts Charlie Byrne Clement Cowley Connor Reisepatt Denver Kerin Dusi Raviendran Ella Clayton Erin Lee Fraser McKay George Kemp Graeme Morrissey Graham Wight Gregory Lodge Gwilym Park Jacques Davies-Cren James Hobbs Keith Scheu Kiran Sidhu Lionel Requillart Luke Neves Matthew Chalcraft Michael Bowyer Michaela Norbury Mike Elworthy Miren Patel Priyanka Assarpota Rob Whiting Sanjay Assarpota Sophia Jones Steve Chambers Tom Swindlehurst Tudor Stainsby William Humphries

Client testimonials

The difference we make, told by the people we help every day

Financial planning

"Tudor is proactive, very responsive and a pleasure to deal with."

AA, Dec 25

Retirement planning

"We have known James for a number of years and he has become a key advisor as we move towards retirement, his support and advice has been invaluable and I have recommended him to both relatives and colleagues"

CM, Dec 25

Vouchedfor review

Financial planning

"I'm very satisfied with the service that I received with Graham . He has always done his best to explain things to me and made sure that I understood decisions that I have taken."

CW, Nov 25

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Pensions

"Following my recent retirement I have been advised by Matthew Grimes on my pension options. I have found Matthew’s advice to be clear, concise, professional and easily understood. I would highly recommend Matthew."

LB, Jan 25

Google review

Financial planning

"Denver is knowledgeable, friendly and an all-round good guy. Trust is our overriding priority, and Denver is completely trustworthy."

SC, Sep 25

Vouchedfor review

Financial planning

"I am delighted with the service, I trust Tudor completely. I feel very comfortable sharing life circumstances and my financial needs and ambitions with Tudor, as well as other matters. He is clear, knowledgeable, and incredibly personable, which for me, is hugely important. "

AS, Jan 26

Client feedback

Financial planning

"James is very personable and is able to explain things in a way that is understandable to someone who finds financial planning somewhat confusing."

DW, Jan 26

Vouchedfor review

Retirement planning

"As a widow, I was faced with huge financial challenges and I needed help with the management and future planning before my retirement age. I have had tremendous help, advice and support from a team of expert and dedicated advisers from Penny Group who are always willing to lend a helping hand."

MK, Oct 25

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Financial planning

"Tudor is supportive, provides good and timely information. He tries to understand my personal challenges and has helped me to feel more confident with my finances. Tudor engenders trust and looks for ways to help me in any way he can with financial matters."

HE, Sep 25

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