State Pension top-up worth ‘tens of thousands’

The deadline to top up missing national insurance years between 2006 and 2016 has been extended to 31 July 2023, while the price of doing so will be frozen at current costs during this period.

Could you boost your State Pension?

Depending on your age today, you’ll usually need at least 10 qualifying years on your NIC record to get any State Pension and 35 years to receive the full amount. If you have between 10 and 35 qualifying years, you’ll receive a proportion. You’ll need to work out whether it’s worth making voluntary contributions. Find out how to check your NIC record and how to fill any gaps by downloading the document below.

Financial journeys Boost state pension

Boosting your state pension

If you’ve not yet started to draw your State Pension, you could buy missing National Insurance years dating back to 2006 to boost your income. But time is running out to act. (238 KB | pdf)

Martin Lewis state pension warning

Martin Lewis shared the warning on an episode of his ITV show and said that many could miss out on thousands of pounds by not checking their National Insurance Contributions (NICs).

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