We follow a five-step consultative approach to ensure you receive personalised financial advice.
Step one forms the initial no obligation consultation where we agree how we work together and is at our expense.
Our advisers will guide you through each step at a pace that suits you and together we will formulate your financial plan.
We set your goals, considering your needs and circumstances
We assess any existing policies, research the best protection for you and recommend suitable plans
Your application is submitted and the terms under which cover can be offered is reviewed
We use our knowledge and expertise to implement the plan
As your needs change we’ll be available to review your policies and make any necessary changes