Estate Planning

Sound estate planning advice is essential to ensuring as much of your estate is left to loved ones as possible, without being compromised by inheritance tax liabilities. Just calculating the value of your estate can be challenging enough. Our experts are here to assist you throughout the process. We’ll recommend a strategy to help you leave a tax efficient legacy.

Intestacy occurs when a person dies without making a valid Will. When this happens it is left to the government to manage your estate. Establishing a Will is essential to avoiding this and is a key component of estate planning.

We can help you to consider these important issues calmly and objectively, creating a succession plan that keeps as much of your wealth as possible within the family while minimising the taxman’s share.

About us 4

Will writing is not part of the Openwork offering and is offered in our own right. Openwork Limited accept no responsibility for this aspect of our business. Will writing is not regulated by the Financial Conduct Authority.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

How can we help

We are here to assist you in your estate planning by recommending the right combination of methods designed to meet your needs.

We will also work closely with your legal and tax adviser to help minimise the impact of estate taxes.

  • Trusts and wills
  • Business relief
  • Gifting
  • Inheritance Tax (IHT)

Ready to take control of your finances?

Speak to one of our knowledgeable advisers

Our approach

We follow a six-step consultative approach to ensure you receive personalised financial advice.

Steps one and two form the initial no obligation consultation where we agree how we work together and is at our expense.

Our advisers will guide you through each step at a pace that suits you and together we will formulate your financial plan.

  • 1. Setting goals
  • 2. Gathering information
  • 3. Performing analysis
  • 4. Designing strategy
  • 5. Implementing
  • 6. Regularly reviewing

Our advice framework

View our six-step approach in more detail

Schedule a meeting with an adviser

Email info@thepennygroup.co.uk or call 0207 061 2345 if you would like to schedule in your initial consultation with one of our experienced advisers.