About Clement
I enjoy building long-lasting relationships with my clients and witnessing how a detailed and proactive plan comes to fruition.
I am one of the founding Partners of the Penny Group. I joined the financial services industry immediately after graduating from Manchester University. I have accumulated over 14 years of experience and extensive knowledge in financial planning.
I am particularly interested in retirement planning and helping clients achieve their financial goals. I enjoy using cash flow modelling tools to help bring financial plans to life. I also enjoy helping my clients with various aspects of investment planning, especially in the estate planning space for older clients.
I take a lot of satisfaction from giving clients peace of mind as a result of ensuring that their affairs are in order. I will work tirelessly for clients and put them at the forefront of everything that I do.
![Clement Cowley](https://the-penny-group.imgix.net/https%3A%2F%2Fthepennygroup.co.uk%2Fuploads%2Fimg%2FClement-Cowley.png?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=480&q=80&w=480&s=812199cb331be9ee89aed3b9e10cb5dd)